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Your Taxes in Retirement


Adult Enrichment / Family & Finance -
Adult W-SP 26

In retirement, your tax rate may vary widely over the years based on the timing and order in which you use different sources of money to pay for your living expenses. You want to apply the tax code in an organized and efficient way. You need a retirement tax strategy that will:

  • Identify the types of taxes you will face at various stages
  • Address how taxes impact Social Security and Medicare
  • Plan when to tap different accounts so you don’t overpay taxes

Attend this class and learn:

  • The critical tax question you must answer BEFORE retirement
  • The surprises that often make retirement more expensive
  • What the Social Security “tax trap” is and how you can avoid it
  • Why tapping assets in the wrong order can trigger higher Medicare premiums
  • Why you need to manage taxes even before you retire
  • The four stages of retirement and important tax actions in each stage, including tricky IRA challenges
  • Mistakes to avoid when it comes to your investment portfolio, health care, and estate

Rolf White

Rolf is the owner of Business and Family Advisors LLC and has been in business for 15 years. His focus areas are financial planning, retirement, social security, tax planning, Medicare, group benefits, and 401(k) plans. Rolf is licensed in MN, WI, IA, MT and AZ. In 2016, he earned his Accredited Investment Fiduciary® (AIF®) and continues to maintain it and be in good standing. This designation is a professional certification that demonstrates an advisor, serving as an investment fiduciary, has met certain requirements to earn and maintain the credential. AIF® Designees can demonstrate that they have met educational, competence, conduct and ethical standards to carry out a fiduciary standard of care and serve the best interests of their clients.

Before Business and Family Advisors LLC, he owned and operated his own successful property and casualty insurance agency. He has worked for small closely held businesses with local, national and international reach and also worked for fortune 500 companies. Rolf holds a bachelor’s degree in Entrepreneurship and Marketing from The University of St. Thomas.

When not working he enjoys spending time with his wife and their three children. He enjoys sports, spending time outdoors fishing and hunting and is active in his community and his church through volunteer opportunities.

 May 2026 
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AE-FFTIR-SP-01-26

  Rolf White


Educational Service Center : Forum
Monday, May 4
6:30 - 8:00 PM

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Min Age   18 yr.

$ 25.00
/person