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Social Security for Couples: Maximizing Your Benefits Together


Adult Enrichment / Family & Finance -
Adult W-SP 26

Are you and your spouse nearing retirement age? Learn how to get the most out of your Social Security benefits as a couple. Topics include:

  • How marriage impacts Social Security - The spousal and survivor benefits you may be eligible for based on your work records
  • Deciding when to claim - Strategies for timing when each spouse claims benefits to maximize your household income over your lifetimes
  • Coordinating with other income sources - Factoring Social Security into your overall retirement income plan alongside 401(k)s, IRAs, pensions, etc.
  • Taxes and Social Security - How benefits are taxed and ways to minimize taxes on your benefits in retirement
  • Working while receiving benefits - The earnings limits that may affect your benefits
  • Techniques higher-earning couples can utilize

This class is essential for married couples wanting to ensure they receive their full share of the Social Security benefits they've earned. Attend with your spouse or partner.

Rolf White

Rolf is the owner of Business and Family Advisors LLC and has been in business for 15 years. His focus areas are financial planning, retirement, social security, tax planning, Medicare, group benefits, and 401(k) plans. Rolf is licensed in MN, WI, IA, MT and AZ. In 2016, he earned his Accredited Investment Fiduciary® (AIF®) and continues to maintain it and be in good standing. This designation is a professional certification that demonstrates an advisor, serving as an investment fiduciary, has met certain requirements to earn and maintain the credential. AIF® Designees can demonstrate that they have met educational, competence, conduct and ethical standards to carry out a fiduciary standard of care and serve the best interests of their clients.

Before Business and Family Advisors LLC, he owned and operated his own successful property and casualty insurance agency. He has worked for small closely held businesses with local, national and international reach and also worked for fortune 500 companies. Rolf holds a bachelor’s degree in Entrepreneurship and Marketing from The University of St. Thomas.

When not working he enjoys spending time with his wife and their three children. He enjoys sports, spending time outdoors fishing and hunting and is active in his community and his church through volunteer opportunities.

 February 2026 
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AE-FFMBT-W-01-26

  Rolf White


Educational Service Center : N10
Tuesday, Feb 3
6:30 - 8:00 PM

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Min Age   18 yr.

$ 25.00
/couple